At Oportun, we want to see you succeed. From personal loans to financial resources, we have the tools to help get you through life's ups and downs.
Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the United States who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.
Our mission-based, technology-powered approach is designed to be inclusive, affordable, and empowering. By lending money to hardworking, low-to-moderate-income individuals, we help our customers move forward in their lives, demonstrate their creditworthiness, and help establish the credit history they need to access new opportunities.
In recognition of Oportun’s goals of increasing economic opportunity for our clients, promoting community development, and serving low-income or underserved communities, Oportun is certified by the United States Department of Treasury as a Community Development Financial Institution or CDFI.
And our model is working. We’ve provided more than 3.2 million affordable small-dollar loans that have saved customers an estimated $1.5 billion, according to a study commissioned by Oportun and conducted by the Center for Financial Services Innovation, a leading nonprofit authority on consumer financial health. Our personal loans were named best consumer lending product by FinTech Breakthrough, and we’ve been recognized for our role inventing the future as one of Time Magazine’s Genius Companies.
- Top three finalist in the Wall Street Journal's 2018 Financial Inclusion Challenge
- Best consumer lending product by FinTech Breakthrough
- Time Magazine Genius Company
- Consistently named Best Places to Work